These Terms of Use ("Terms") govern your access to and use of the websites, applications, portals, and services provided by Your Mortgage Shop LLC ("Company," "we," "us," or "our"), including any content, functionality, and services offered through www.joinmortgage.shop and related properties (the "Sites").
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By accessing or using the Sites, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms or our Privacy Policy, do not access or use the Sites.

Our Services

Your Mortgage Shop LLC is a licensedmortgage brokerage that assists real estate investors with identifying mortgagelenders, coordinating required documentation, and facilitating communicationthroughout the financing and closing process. We do not originate or fundloans. Any mortgage transaction or financial product is subject to the termsand discretion of the third-party lender.

Eligibility and Account Use

To access certain parts of our Sites, including our client portal, you may be required to register and create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use or suspected breach.

Communications and Consent to Contact

By providing your contact information, you consent to receive communications from us, including via phone, email, SMS, WhatsApp, or other messaging platforms, regarding your mortgage inquiry and related services. Message and data rates may apply. You may opt out of SMS at any time by replying STOP.

Use of the Sites

You may use the Sites for lawful purposes only. You agree not to:

• Violate any applicable laws or regulations;
• Use the Sites to transmit any unsolicited or unauthorized advertising, promotional material, or spam;
• Upload viruses or malicious code;
• Interfere with or disrupt the Sites or the servers or networks connected to the Sites;
• Access data not intended for you or log into an account you are not authorized to access.

We reserve the right to suspend or terminate your access to the Sites if you violate these Terms.

Data Collection and Information Sharing

We collect personal and financial information through our Sites and secure client portal. You authorize us to receive, store, and transmit your information to third-party lenders or service providers as necessary to perform our services. For additional details, see our Privacy Policy.

Intellectual Property

All content, designs, text, graphics, logos, and software on the Sites are the intellectual property of Your Mortgage Shop LLC or its licensors and are protected by copyright, trademark, and other applicable laws. You may not copy, modify, distribute, or create derivative works based on our content without our express written permission.

Third-Party Links and Services

The Sites may contain links to third-party websites and services. We are not responsible for the content, terms, or privacy policies of those third parties. Accessing any third-party site is at your own risk.

Disclaimer of Warranties

The Sites and all related content and services are provided "AS IS" and "AS AVAILABLE" without warranty of any kind. We disclaim all warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee the accuracy, completeness, or reliability of the Sites or that your use of the Sites will be uninterrupted or error-free.

Limitation of Liability

To the maximum extent permitted by law, in no event shall Your Mortgage Shop LLC or its owners, employees, agents, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use or inability to use the Sites or services. Our total liability for any claims shall not exceed $100 USD.

Indemnification

You agree to indemnify, defend, and hold harmless Your Mortgage Shop LLC and its affiliates from any claims, losses, damages, liabilities, including legal fees, arising out of your violation of these Terms, misuse of the Sites, or your violation of any third-party rights.

Binding Arbitration

You agree that any disputes arising under or related to these Terms or the Sites will be resolved by binding arbitration in Miami-Dade County, Florida, under the rules of the American Arbitration Association. YOU WAIVE YOUR RIGHT TO A JURY TRIAL OR TO PARTICIPATE IN A CLASS ACTION.

Governing Law

These Terms shall be governed by the laws of the State of Florida, without regard to conflict of law principles. Any permitted court action shall take place in Miami-Dade County, Florida.

Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted to this page with a new effective date. Your continued use of the Sites constitutes your acceptance of the modified Terms.

Contact Us

If you have any questions regarding these Terms, please contact us at:
Your Mortgage Shop LLC
hello@mortgage-shop.us
+1 786 882 2256